Canadian income-property desk
AssetAvenue is the Canadian income-property desk at assetavenue.ca. Canadian income property for cash flow — stress-tested at the qualifying rate, not just the contract rate.
Planning applications
8,451
BoC 5-yr posted
6.19%
CMHC vacancy
2.8%–4.9%
Live listings
1,968
Deal Rooms, lot checks, and export — free with an account during early access.
AssetAvenue Studies · Ontario and Calgary
Enter an address for the zoning, the lot line and setbacks, the building the by-law allows in 3D, development scenarios with land value, and the constraints mapped on the lot.
Free, no account needed. How studies work →
Ottawa, Toronto, and Calgary filings on the same desk as listings. Check a lot when you want yield on an Ottawa or Toronto parcel.
Ottawa Citizen SiteProposed1101 Baxter Road, Ottawa, ONOttawa · Bells Corners · Plan of Subdivision · D07-16-25-00211,400 units · 30 st
Granite Club - 2006 ScottProposed2006 Scott Street, Ottawa, ONOttawa · Westboro · Zoning By-law Amendment · D02-02-26-0009857 units · 36 stOne filing a day from the Ottawa, Toronto and Calgary trackers, on a fixed rotation. Units, storeys and height come from the city's file.
475 Yonge St, Toronto, ON
Already approved at 78 storeys and 1,611 units. The entitlement risk is spent — what is left is a construction and absorption question.
Downtown Commercial Core · Under Construction
Centretown West · Proposed
Etobicoke–Lakeshore · Approved
One listing from live inventory each day. The ask and the door count are public; the underwrite is on the Deal Room.
$292k a door is inside the middle half of Hamilton multi-unit asks, $241k–$390k.
CMHC Rental Market Survey, October 2025 · purpose-built rentals
On the Deal Room
Live Realtor.ca listings · 1968 active. Open a Deal Room for the full underwrite.
Ten markets. Same stress-test underwrite.
ON · fourplex · multiplex
Ottawa
ON · fourplex · multiplex
Toronto
QC · fourplex · multiplex
Montreal
AB · fourplex · multiplex
Calgary
AB · fourplex · multiplex
Edmonton
BC · fourplex · multiplex
Vancouver
ON · fourplex · multiplex
Hamilton
ON · fourplex · multiplex
London
QC · fourplex · multiplex
Gatineau
MB · fourplex · multiplex
Winnipeg
Track the filing. Check the lot. Price the ask. Same numbers in the UI and the export.
01
Ottawa, Toronto, and Calgary filings sit on Develop — status, storeys, and 3D massing. This is the desk, not another listings portal.
02
Click an Ottawa or Toronto parcel for zoning, the buildable envelope, and unit yield. Same map as the tracker.
03
When you have an ask, the desk underwrites at the qualifying rate. You see DSCR at both rates, cash to close, the price at a 5.75% cap, and where every input came from.
AssetAvenue is built for people who buy Canadian income property for cash flow, not for a slideshow and not for a listing portal. The map tracks what cities are approving and what a lot can yield. Realtor.ca shows the ask — that inventory is how you finish the file. The desk underwrites the building at the qualifying rate, with Bank of Canada inputs when the feed is live, CMHC vacancy and rent bands where we have them, and provincial rent-control rules in the same memo. If a number is a reference, the desk says so. If evidence is still missing, the Deal Room lists it. That is the product: a clear read, then you decide.
MLI Select requirements, the cap rate on an Ottawa fourplex, and DSCR at the qualifying rate — the questions that come up before an offer.
MLI Select is CMHC-insured financing for five or more residential units. Size gets you in the door. Energy, affordability, and accessibility points decide the tier — and whether the leverage you modeled actually exists.
Cap rate is NOI divided by purchase price. On Ottawa fourplexes this desk screens about 4.3%–5.6% going-in, with ask per door around $275k–$475k. The listing’s advertised cap is often seller NOI. Recast it from the rent roll before you offer.
Four units is residential. Five units can be CMHC MLI Select. The extra door is not free optionality — it has to be legal, finished, and worth the insured stack after points and the premium.
Ottawa publishes planning applications on DevApps. This desk pulls those filings, plus Toronto and Calgary, onto the Develop tracker so you can see what neighbours have applied to build before you offer.
DSCR is the lender’s coverage test: NOI divided by annual mortgage payments. Cash-on-cash is your year-one cash yield on money in. In Canada you also re-run DSCR at the qualifying rate — the higher of contract plus 2% or 5.25%.
Federally regulated lenders underwrite a 1–4 unit rental at the qualifying rate — the higher of your contract rate plus two percentage points, or 5.25%. In 2026, with new five-year fixed money averaging around 4.2–4.4%, that means qualifying at roughly 6.2–6.4%. Run DSCR at both rates before you offer.
Both finance as residential 1–4 unit files at the qualifying rate. The fourplex usually wins on per-door basis and vacancy resilience; the duplex wins on entry price, buyer pool at exit, and owner-occupied leverage. The decision is basis and downside, not door count.
Toronto publishes active planning files on the Application Information Centre (AIC). This desk pulls those filings, with Ottawa and Calgary, onto the Develop tracker so you can see what neighbours have applied to build before you offer.
Calgary publishes land-use and development applications on the Development Map (DMap). This desk pulls those filings, with Ottawa and Toronto, onto the Develop tracker so you can see what neighbours have applied to build before you offer.
DSCR is NOI divided by annual mortgage payments. In Canada, on a 1–4 unit residential rental at a federally regulated lender, you also re-run that coverage at the qualifying rate — not only at your contract quote.
Every Deal Room, Develop lot check, and export, with no card and no trial clock. Create an account and the whole desk is open.
